Dropped $499 on one of those 'we'll handle everything' LLC formation services. Got my Articles of Organization filed, an EIN, and a generic operating agreement PDF that looks like it was written in 2003. Also a bunch of upsells for registered agent, compliance, and a 'business kit' I didn't need. Honestly, filing myself would've been $150 and an hour on the state website. Anyone else feel like these things are mostly overpriced hand-holding?
LLC Filing
I paid a company to form my LLC and here's what I actually got
The registered agent part can be worth it if you don't want your home address on public records. But $499 for basic filing? That's steep.
lol @ 'operating agreement PDF from 2003'. Did it have clip art?
I did the the same thing my first time. Then I realized the state website literally walks you through it. The EIN is free on the IRS site too. Live and learn, I guess. At least you didn't pay for their 'compliance monitoring' subscription.
Wait, they charged you extra for the EIN? That takes five minutes.
No, EIN was included. But the 'business kit' was $99 and it was literally a binder with dividers. I returned it.
Honestly the real scam is the annual report reminder fees. They charge $50 to send you a reminder email the state already sends for free.
So what you're saying is I should just DIY it and spend the savings on a decent lunch.
Yep. Lunch > binder.